:root {
  --bg: #081731;
  --bg-soft: #0f2348;
  --text: #0d1831;
  --muted: #5f6b85;
  --white: #ffffff;
  --line: #dfe7f7;
  --primary: #123b8f;
  --primary-2: #0b2258;
  --accent: #ff6b00;
  --danger: #d92228;
  --danger-dark: #b1141b;
  --cream: #f7f9fd;
  --warning: #ffd95a;
  --success: #13aa52;
  --radius: 24px;
  --shadow: 0 22px 60px rgba(6, 20, 50, 0.14);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', Arial, sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.55;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1160px, calc(100% - 32px)); margin: 0 auto; }
.topbar {
  background: linear-gradient(90deg, var(--danger), #ff4b32);
  color: var(--white);
  font-size: 14px;
}
.topbar__inner {
  min-height: 48px;
  display: flex;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
}
.topbar a { font-weight: 800; }
.header {
  position: sticky;
  top: 0;
  z-index: 40;
  backdrop-filter: blur(14px);
  background: rgba(255,255,255,0.9);
  border-bottom: 1px solid rgba(18,59,143,0.08);
}
.nav {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 28px;
  font-weight: 800;
  color: var(--primary-2);
}
.brand strong { color: var(--primary); }
.brand__icon {
  width: 46px;
  height: 46px;
  display: inline-grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--accent), #ff944d);
  color: white;
  font-size: 22px;
}
.nav__links {
  display: flex;
  gap: 24px;
  color: #3d4c6f;
  font-weight: 600;
}
.nav__links a:hover { color: var(--primary); }
.nav__cta { display: flex; gap: 12px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 50px;
  padding: 0 20px;
  border-radius: 16px;
  border: 1px solid transparent;
  font-weight: 800;
  transition: .2s ease;
  cursor: pointer;
}
.btn:hover { transform: translateY(-1px); }
.btn--primary { background: var(--primary); color: white; }
.btn--ghost { border-color: rgba(18,59,143,.18); color: var(--primary); background: white; }
.btn--danger { background: linear-gradient(135deg, var(--danger), #f03b34); color: white; }
.btn--light { background: white; color: var(--primary-2); border-color: rgba(255,255,255,.3); }
.btn--lg { min-height: 58px; padding-inline: 26px; font-size: 16px; }
.btn--full { width: 100%; }
.hero {
  background:
    radial-gradient(circle at top right, rgba(255,107,0,.16), transparent 28%),
    linear-gradient(180deg, #f8fbff 0%, #edf3ff 100%);
  padding: 56px 0 40px;
}
.hero__grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 36px;
  align-items: center;
}
.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 40px;
  border-radius: 999px;
  padding: 0 16px;
  background: rgba(18,59,143,.08);
  color: var(--primary);
  font-weight: 800;
  font-size: 14px;
}
.hero h1 {
  margin: 18px 0 14px;
  font-size: clamp(38px, 5vw, 66px);
  line-height: 1.02;
  letter-spacing: -0.04em;
}
.hero__lead {
  font-size: 19px;
  color: #34425f;
  max-width: 720px;
}
.hero__alert {
  margin-top: 22px;
  padding: 18px 20px;
  border-radius: 18px;
  background: rgba(217,34,40,.08);
  border: 1px solid rgba(217,34,40,.18);
  color: #561014;
  font-weight: 600;
}
.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}
.trust-row {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 14px;
  margin-top: 28px;
}
.trust-item {
  padding: 16px;
  border-radius: 18px;
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(18,59,143,.08);
  box-shadow: 0 10px 30px rgba(6,20,50,.06);
}
.trust-item strong { display: block; font-size: 16px; }
.trust-item span { display: block; font-size: 14px; color: var(--muted); }
.card {
  background: white;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border: 1px solid rgba(17, 39, 86, 0.08);
}
.hero__media { overflow: hidden; }
.media-note {
  display: flex;
  gap: 10px;
  align-items: center;
  padding: 16px 18px 20px;
  color: var(--primary-2);
  font-weight: 700;
}
.dot {
  width: 12px; height: 12px; border-radius: 50%; display: inline-block;
}
.dot--live { background: var(--success); box-shadow: 0 0 0 6px rgba(19,170,82,.14); }
.logos-strip { background: var(--primary-2); color: white; }
.logos-strip__inner {
  min-height: 66px;
  display: flex;
  flex-wrap: wrap;
  gap: 18px 34px;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  text-align: center;
}
.section { padding: 82px 0; }
.section--light { background: var(--cream); }
.section-heading { max-width: 760px; margin-bottom: 34px; }
.section-heading h2, .risk h2, .process h2, .final-cta h2 { margin: 8px 0 10px; font-size: clamp(30px, 4vw, 50px); line-height: 1.05; letter-spacing: -0.03em; }
.section-heading p, .section-text, .process p, .final-cta p { color: var(--muted); font-size: 18px; }
.eyebrow {
  display: inline-block;
  color: var(--primary);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: 13px;
}
.eyebrow--red { color: var(--danger); }
.legal-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.legal-card { padding: 28px; }
.card--accent { background: linear-gradient(180deg, #ffffff 0%, #f4f8ff 100%); border-top: 6px solid var(--primary); }
.card--warning { border-top: 6px solid var(--danger); }
.legal-card h3 { margin-top: 0; font-size: 24px; }
.legal-card p { color: #394662; }
.legal-card small { color: var(--muted); display: block; margin-top: 12px; }
.risk__grid, .process__grid, .final-cta__grid, .poster-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: center;
}
.checklist { list-style: none; margin: 24px 0 0; padding: 0; display: grid; gap: 14px; }
.checklist li {
  position: relative;
  padding-left: 34px;
  font-weight: 700;
}
.checklist li::before {
  content: '✓';
  position: absolute; left: 0; top: 0;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: rgba(18,59,143,.1);
  color: var(--primary);
  display: grid; place-items: center;
  font-size: 14px;
}
.checklist--danger li::before { background: rgba(217,34,40,.1); color: var(--danger); }
.cta-box {
  margin-top: 26px;
  padding: 22px;
  border-radius: 22px;
  background: linear-gradient(180deg, #fff5f6, #fff);
  border: 1px solid rgba(217,34,40,.14);
}
.cta-box strong { font-size: 20px; }
.image-card { overflow: hidden; }
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 22px;
}
.service-card { padding: 28px; }
.service-icon {
  width: 52px; height: 52px; border-radius: 16px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--primary), #255cd3);
  color: white;
  font-weight: 900;
  margin-bottom: 18px;
}
.service-card h3 { margin: 0 0 8px; font-size: 23px; }
.service-card p { margin: 0; color: var(--muted); }
.steps { display: grid; gap: 18px; margin-top: 22px; }
.step {
  display: grid;
  grid-template-columns: 70px 1fr;
  gap: 16px;
  padding: 18px;
  border-radius: 22px;
  background: white;
  border: 1px solid var(--line);
  box-shadow: 0 8px 24px rgba(6, 20, 50, 0.06);
}
.step span {
  width: 54px; height: 54px; border-radius: 16px;
  background: linear-gradient(135deg, var(--accent), #ff9d57);
  color: white; display: grid; place-items: center; font-weight: 900;
}
.step strong { display: block; font-size: 18px; margin-bottom: 4px; }
.step p { margin: 0; color: var(--muted); font-size: 16px; }
.poster-card { overflow: hidden; }
.final-cta {
  background: linear-gradient(180deg, var(--primary-2), #071731);
  color: white;
}
.final-cta .eyebrow { color: #9bbdff; }
.final-cta p { color: rgba(255,255,255,.82); }
.contact-boxes {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 14px;
  margin-top: 24px;
}
.contact-box {
  padding: 18px;
  border-radius: 20px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
}
.contact-box strong { display:block; font-size:16px; }
.contact-box span { display:block; opacity:.88; margin-top:4px; }
.lead-form {
  padding: 28px;
  background: white;
  color: var(--text);
}
.lead-form h3 { margin-top: 0; font-size: 28px; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.lead-form label {
  display: grid;
  gap: 8px;
  font-weight: 700;
  margin-bottom: 14px;
}
.lead-form input, .lead-form textarea {
  width: 100%;
  min-height: 54px;
  border-radius: 16px;
  border: 1px solid var(--line);
  padding: 0 16px;
  font: inherit;
  color: var(--text);
  outline: none;
}
.lead-form textarea { min-height: 140px; padding-top: 14px; resize: vertical; }
.lead-form input:focus, .lead-form textarea:focus { border-color: var(--primary); box-shadow: 0 0 0 4px rgba(18,59,143,.08); }
.checkbox {
  display: flex !important;
  align-items: flex-start;
  gap: 10px;
  font-weight: 600 !important;
}
.checkbox input { width: 18px; min-height: 18px; margin-top: 2px; }
.form-note { color: var(--muted); font-size: 14px; margin-bottom: 0; }
.faq-list { display: grid; gap: 14px; }
.faq-item {
  background: white;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 0 20px;
  box-shadow: 0 8px 24px rgba(6,20,50,.04);
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 8px 20px 0;
  font-weight: 800;
  font-size: 19px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item p { margin: 0 0 20px; color: var(--muted); }
.footer {
  background: #071126;
  color: rgba(255,255,255,.84);
  padding: 42px 0 20px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 1.1fr .8fr 1fr;
  gap: 24px;
}
.brand--footer { color: white; font-size: 24px; margin-bottom: 12px; }
.footer h4 { color: white; margin-top: 0; margin-bottom: 12px; }
.footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.footer__bottom {
  margin-top: 26px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,.08);
}
.sticky-wa {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 40;
  min-height: 54px;
  padding: 0 18px;
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  background: #17a34a;
  color: white;
  font-weight: 900;
  box-shadow: 0 16px 40px rgba(8, 23, 49, 0.25);
}
@media (max-width: 1080px) {
  .nav__links { display: none; }
  .hero__grid, .risk__grid, .process__grid, .poster-grid, .final-cta__grid, .legal-grid, .footer__grid { grid-template-columns: 1fr; }
  .cards-grid { grid-template-columns: repeat(2,1fr); }
  .trust-row, .contact-boxes { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .topbar__inner, .nav { flex-direction: column; justify-content: center; padding: 12px 0; }
  .nav__cta { width: 100%; }
  .nav__cta .btn { flex: 1; }
  .hero { padding-top: 34px; }
  .hero h1 { font-size: 38px; }
  .cards-grid, .form-row { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
  .brand { font-size: 24px; }
}